RENTERS COVERAGE

Personal Property

- You choose the amount of coverage based upon the property you own.

- Property is covered anywhere in the world.

- Coverage is on a named-peril basis, meaning only losses resulting from reasons listed in the policy are covered.

- Optional Contents Replacement Cost (available by endorsement) extends coverage to include the cost of repair or replacement without the deduction for depreciation.

Loss of Use

- Covers additional living expenses if your living quarters are uninhabitable due to an insured loss.

- Coverage based upon a percentage of your personal property coverage.

Personal Liability

- Pays for bodily injury or property damage to others, if you are liable, resulting from:

Unintentional acts committed by you or qualified family members, either on or off premises.

The acts of your pets.

Includes costs to defend claims and/or lawsuits.

Medical Expenses to Others

- Coverage for medical payments for people other than residents of your household injured at your residence, regardless of liability.

Optional Coverage (floaters)

- Extended coverage for certain categories of personal property.

- Increased monetary limitations and broadened coverage. (all risk)

- Scheduled and Unscheduled coverage available. ie. jewelry

- Additional premium required.