CONDO/TOWNHOME

To adequately insure your condo or townhome, it is important to know which parts of your dwelling are covered by the association. Sometimes the association is responsible for insuring the individual condo units, as they were originally built, including standard fixtures. You are then only responsible for alterations to the original structure.

In some cases, the association is only responsible for insuring the bare floor, ceiling and walls. You must insure everything else. Ask us for help - we will be happy to review your specific case to make sure you have no “gaps” between policies.